What’s the Risk?

Personally, my daughter has been learning a lot about risk management over these last few months. She learned about house insurance when Hurricane Irene blew a tree onto the roof of our house (over her bedroom no less). She has experienced car insurance premiums, as she is a new driver. She’s had to listen to her father talk about his deductible on his car insurance after a deer jumped in front of his car (luckily the deer walked away; his car…not so lucky). And, she discovered the complexities of medical/dental insurance with her wisdom teeth surgery being performed at the hospital. It’s all real life “stuff” that we’ve used to discuss insurance and protecting our family’s assets and health. Continue reading


The Fashion Freedom to Mix and Match

By Melissa Kaplan Guarino, “Styling with Mel”

I write a fashion column and what I love most about fashion is the freedom it gives you to express yourself – to tell the world, this is who I am. Sometimes, however, finding that freedom is especially tricky if you are a teenage girl. It is a tender time. You are trying so hard to identify yourself as an individual while at the same time feeling the social pressures to fit in like never before. How does this translate to fashion trends and making choices about what to wear?  Continue reading

4 Career Skills to Teach Your Children Now for Future Professional Success

By Lisa Rangel, Chameleon Resumes

As a Job Search Coach and Career Development professional, I often get asked by well meaning parents if there is anything they can do to best prepare their teens and young children for the job market.  Or what are the best career options to pursue.   The latter question is best left to labor analysts and economists who forecast what the domestic and international markets would require to determine which skill set will be in high demand over the next decades.  

So what can parents do to best prepare their children to succeed within a chosen career? As a career professional, former recruiter, hiring manager and as a current parent myself, here are my suggestions of what parents can do outside the education system to best prepare their kids based on the clients I have worked with and prospects I have interviewed over my 16 year career: Continue reading

Myths about Girls & Money

From birth to age eighteen, a girl needs good parents,

From eighteen to thirty-five, she needs good looks,

From thirty-five to fifty-five, a good personality,

From fifty-five on, she needs good cash!

~ Sophie Tucker, a Russian born American singer and actress during the early 20th century

While this quote is funny, it points out some myths and truths about how girls and women think about money.

We’ve all seen the movies with our daughters where the beautiful princess is saved by the handsome prince. Continue reading

What are your limits and who pushes them?

What are your limits? That may be a curious question.  When I was first asked that question I remember thinking, “I don’t exactly know what my limits are, but I know when they’re pushed.”

My second and more reactive thought was, “They know when they’re pushing my limits! Why do they do it again and again and get me angry?”

What I realized was I was blaming them for getting me angry! I was giving them power over me and my happiness, or lack of it. Continue reading

Pilot Program: Smart Girls Make Savvy Women

Smart Girls Make Savvy Women

Join other mothers and daughters on June 25th 2011 for a pilot program, Smart Girls Make Savvy Women, to discover the importance of financial empowerment. At the workshop, attendees will learn why people with clear goals make twice as much as those without goals, how to prepare your daughter to reach her potential by teaching her financial independence now, and discover the three major reasons why it’s important for women to have a financial plan.

This much needed workshop will be held at Café Beethoven in Chatham, NJ. Breakfast will start at 8:30 am and the workshop will begin promptly at 9:00 am and last for an hour with time afterward for questions.

Pre-registration is required.

This workshop is hosted by Barbara Schmitt, Gigi Collins and Andrea Hauptman.